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THE 8 STEP PROCESS

press releases
PRESS RELEASES

Brits warned to avoid credit card PPI
(Moneywise)

Five ways the banks fleece us
(Times online)

Panorama Investigation

Unfair Credit Agreements
BBC News

recruitment
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Welcome to smile2claim

Who can we help?

Are you struggling to meet your debts and pay off your credit cards and would you like some money back from your lenders, then If you are one of the millions of people worldwide that have been issued with an unfair or unlawful UK credit agreement or miss sold a financial product then we are here to help, we can also help you consolidate your debts or sell them to a third party even if you are now living abroad.

What has changed ?

The Consumer Credit Act was first introduced in 1974 and was designed to protect the consumer. Major changes to this act came into force on 6th April 2007; these changes in legislation have now meant that the consumer can challenge any credit agreement taken out before 6th April 2007 on a number of issues. Smile2claim specialises in reviewing consumer credit agreements, if the agreement is found to be invalid, unenforceable or fundamentally flawed, then our legal team constructs a case against the lender and a claim is made for financial compensation which can result in the total balance being completely written off or reduced,

What are the benefits we can provide to you?

  • Become debt free or significantly reduce your borrowing
  • Receive compensation from your lender
  • Receive your charges back
  • Receive the commission paid on your loan
  • Consolidate all your debts into one manageable loan
  • Save hundreds of pounds each month with reduced payments

What can I challenge?

  • Credit Cards
  • Secured Loans
  • Unsecured Loans
  • HP Agreements
  • Overdrafts
  • Car Finance
  • Business Loans
  • IVA
  • Payment Protection Insurance (PPI)

How do I find out more?

Click on the tab relevant to your claim, here you will find out how legislation has changed and how our service may entitle you to a full refund and compensation.

How to contact us.

It’s simple just click t the contact tab at the top of the screen and provide the required information and we will call you back at a convenient time, or simply call us on 01252 670655 from the UK and  951 24 24 39 FROM Spain or e-mail info@smile2claim.com